Attention homeowners in Brentwood and Williamson County: Need an appraisal?
Here are the top reasons TN homeowners order from The Cary Group:
Do you own a home in or near Brentwood? Do you need help deciding the value of your real estate?
At The Cary Group, we understand the unique needs of a customer after appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at The Cary Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping people just like you get rid of unwanted PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that's declining. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An expert appraisal from The Cary Group is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be inopportune from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. The Cary Group can provide you with an expert appraisal to help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? The Cary Group offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.